Dhani Credit Card Review: Dhani is a new credit card that is quickly gaining traction in the market. With interest rates that are lower than most cards out there, and a generous spending limit, this card is perfect for people who are looking for a no-frills credit card.
With the current financial crisis making headlines on a daily basis, it is no wonder that people are looking for ways to improve their financial stability. Dhani Credit Card is one such solution that offers cardholders a plethora of benefits and rewards.
In this article, we will be discussing key points about Dhani Credit Card and why you should apply for it if you’re looking for a credit card that can help you manage your finances better.
What is a Dhani Credit Card?
Dhani is a small credit card company based in India. The card was introduced in 2012 and it has gained popularity among Indians. It offers a decent interest rate of 9% p.a on purchases, with no annual fee or foreign transaction fees.
Dhani Credit Card is a unique card for those who wish to have easy access to their bank account. Dhani Credit Card allows its users to manage the transactions of their accounts by transferring money, withdrawing cash and paying bills with this card.
The card also has a feature that lets you check your credit balance and view the history of transactions made through it. Dhani Credit Card is a payment card that enables the user to make payments in Dhani.
It can be used for purchases of goods and services, cash withdrawals from ATMs, making ATM transactions and bill payments.
The cardholder can also use it to make loan repayments as well as buy gift cards from any merchant accepting MasterCard.
The card works with all Dhani-enabled merchants like Amazon, Shopclues, Flipkart, etc.
Is Dhani Freedom Card a Credit Card?
Yes, it is a credit card. You can use it to make purchases online and also withdraw cash from an ATM or transfer money to another bank account.
Dhani Freedom Card gives you the convenience of using your Dhani Credit Card anywhere in the world without any hassle as well as making transactions within minutes with no extra charges for every transaction.
Actually Dhani Freedom Card is a debit card. The advantage of this card is that it can be used as a credit card in some countries and other places where you cannot use your normal Visa or MasterCard.
This is one of the cards that are issued by Reliance Money, which was founded in India. This company has also been recognized as an ISO 9001 certified company.
This card can be used to pay for purchases, buy gift cards and transfer money between accounts at different banks and ATM machines worldwide. If you use this card for online transactions, then you will have to go through all the security measures such as: providing personal information such as name, address, email address etc., authorizing a PIN number so the transaction will go through, and following up with transaction details after purchase using confirmation code given to customer on the website for every purchase made using this card.
Is Dhani Card Safe?
Dhani card is one of the most popular cards in India. The card is safe and secure as it has no hidden charges, fees or any other hidden fees.
In fact, you can use this card for traveling all over the world without worrying about currency exchange rates. The best thing about Dhani Card is that it provides a travel credit of Rs 10,000 to be used at any time during your stay abroad.
This means that you will not have to worry about carrying cash with you while traveling around the world because you can use this credit on food, shopping and anything else while traveling!
So if you are planning to travel outside India anytime soon then I would suggest getting yourself a Dhani Card so that you don’t have to carry cash or worry about using foreign currency exchange rates!
What is Dhani Credit Card Limit?
Dhani Credit Card Limit is the maximum amount of money that you can put in your Dhani credit card. This amount will be available to use in any Dhani ATM or withdraw from any Dhani bank.
If you are a new user, then the limit will be Rs 50,000 per month. If you have already made several transactions on your card, then the limit increases to Rs 5 lakh per month.
Dhani Credit Card Review
Dhani is a credit card with low APR and zero fees. The main features of the card are:
- 100% Cashback on all charges
- 0% Interest for 9 months on purchases, balance transfers, DTH & FDI transactions
- No annual fee or penalty for late payment
- 5.25% cashback on net shopping for 3 months
And if you use the card to make payments to merchants who accept Dhanis (Nestle, TVS Motors, Wipro etc.) then you get an additional 5% cashback up to a maximum of Rs. 1000 per month.
Dhani is available in SBI’s branches across India and it has been launched by SBI Card Services Ltd., which is part of State Bank of India (SBI). It also has the ability to avail other benefits offered by SBI like insurance coverage against theft/loss/damage etc., access to digital banking services through UPI and web banking facilities via mobile phones too.
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